If I suddenly came across a million dollars, my first instinct would be to invest it. But since this is about giving it away, I’d probably start with the people who come to mind first—my parents.
When my sister and I were little, our family never seemed to struggle. My parents’ business did well, and money wasn’t something we worried about. But as I grew older, that changed. Their business slowed, and I started hearing the arguments—the yelling, the blaming, the tension that filled the house. It took years to realize that money itself wasn’t the problem; it was the lack of understanding around it.
If I gave my parents money today, I’d probably do it over a phone call. We don’t talk often, but I think they’d appreciate the surprise. I wouldn’t make a big deal out of it—just something between us. Quiet giving feels right. No one else has to know.
Beyond family, I’d look around to see who else truly needs help. Most people want more money, but not everyone needs it. The truth is, money only brings temporary happiness unless something deeper changes. If I really wanted the gift to last, I’d try to make sure it came with guidance—maybe a resource or a conversation about saving, investing, or building a future.
To me, a good use of money isn’t about spending—it’s about letting it work for you. Saving, investing smartly, understanding compound interest—basic ideas, but powerful ones. If even one person learned how to manage money better because of what I gave, I’d feel I gave well.
Because at the end of the day, it’s not about coming across the money—it’s about what you do with it once you have it.
johnro 
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